The rules of money have changed over time. It used to be that you could go to school, get good grades, get a safe, secure job (with benefits), and retire on Social Security, a pension, and personal savings.
As Gen Y,...
For no apparent reason there is this idea that you must work until the age of 65, at which point you can “retire,” whatever that truly means. Whoever came up with the formula of work hard for 40-45 years...